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Thursday, May 15, 2008

The Wall Street Journal asks "Where Would You Spend $600?" I thought I would answer that question on my own blog. For the typical middle-class family, finances have become much more strained lately. Fuel is high. Food is high. Debt is mounting. My own family received $2100 (family of 5, less than $150k in AGI).

We first gave 20% to our church, as we have embarked on a sanctuary remodeling and roofing project. Then I allocated $400 for clothing for the wife and boys. Assuming you don't buy Hilfiger and A&F, $400 actually goes a long way these days for clothing. Then I paid down one of our gas card accounts by about $500. I also bought new brakes for the van, and an engine diagnostic tool which I have needed for a while. And to help out the wife with cooking, I took the family to On the Border for dinner, and Johnny Carino's for lunch.

The rest is sitting in savings, but is going to likely be used to spend on comsumer items. I've had my eye on a Boston Acoustics speaker system to replace the one that is built into our LCD TV. I'd like a tow hitch for our minivan, and a cargo hauler for our upcoming trip to see our families. I've looked at some other things too, like a recliner, some bookshelves, an Adirondack swing, a new pot rack for my wife's kitchen, and maybe some new dress shoes.

In other words, the stimulus fund has actually helped us accelerate purchases we were going to make anyway, and moderately helped with some debt, while also giving us a little bit of luxury. While the economics of throwing money to the masses is questionable, I am not going to complain about receiving part of my own tax money back for my personal use.


.: posted by Dave 12:23 PM

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